Stop Foreclosure Options in Michigan
What still works (by stage)
The winning move isn’t “a trick.” It’s the right option at the right time. Pick your goal first: keep the home or exit cleanly.
No pressure. Tell us your stage + goal. We’ll map the shortest path to control.
Red flags (move carefully)
- Anyone promising a guaranteed stop without reviewing your case.
- Paying large upfront fees for vague “processing” or unclear deliverables.
- Waiting until the last week to act. Options collapse fast near deadlines.
You’ll get clarity first. Then you decide what makes sense.
Option #1: Reinstate
Option #2: Modification / Workout
Option #3: Repayment Plan
Option #4: Sell Before It Gets Worse
Fast Decision Path
Jump to plan →Answer these in order. Your best option becomes obvious fast.
Keep the home or exit cleanly?
Everything depends on this choice. Don’t skip it.
Can you afford the payment going forward?
If the monthly math doesn’t work, the plan won’t hold.
How close is the deadline?
The tighter the clock, the more you need speed + coordination.
What’s your clean outcome?
Keep + stabilize, or exit without a bigger mess later.
Want the cleanest option map?
Tell us your stage + goal. We’ll map the next move.
Options by Stage (Simple)
Jump to plan →The later you wait, the fewer options fit. Don’t drift.
Early Stage Options
Mid/Late Stage Options
If Keeping Isn’t Realistic
If Debt Pressure Is Crushing You
FAQ (Quick Answers)
Jump to plan →Short answers—no fluff.
What’s the #1 best option?
The one that matches your stage and your monthly affordability.
What’s the biggest mistake?
Trying random tactics instead of making one clear decision and executing.